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Category: Life Insurance

Most advisors can’t name ALL of the types of life insurance…can you?

Life Insurance, Tips

When it comes to life insurance, most people know that there are two basic types – term insurance, which lasts for a specific number of years, and permanent insurance, which (when structured properly) lasts a lifetime. However, one of my favorite questions to ask advisors, as well as clients, is “How many types of permanent insurance […]

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Can your policy pass our Life Insurance Check up?

Finance, Life Insurance

If you own life insurance, there’s a good chance that you’ve filed your policy and haven’t given it much thought in a few years. However, many policies require maintenance, which is why we recommend an annual check up. Here are the important questions to ask: Has your premium increased? Increasing premiums can be a sign that […]

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Are you (and your clients) overpaying for life insurance?

Life Insurance, Tips

In a time where the Internet allows us to compare prices on almost anything we buy, I am surprised by the number of smart people that I see overpaying for their life insurance. (Advisors are guilty of this, too!)   Usually, the main reason a person is overpaying is that they didn’t know how to properly research and […]

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